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Apply for a Loan

You may be eligible for a personal loan of up to R50 000. Complete this short form, click to submit and you’ll find out straight away whether you qualify! ...More info

Whether you’re planning home renovations or want to safeguard your children’s education, a CallDirect Personal Loan is yours to invest in whatever you choose.

You’ll enjoy flexible repayment terms plus fixed interest rates to ensure there are no surprises. A CallDirect Loan gives you:

  • Amounts from R2 000 to R50 000 (increments of R1 000)
  • Flexible repayment terms from 7 to 60 months
  • A direct deposit into your bank account on approval
  • Independence - the loan is unsecured and no collateral is required
  • Peace of mind - repayments are fixed for the full term of the loan

What you'll need to apply?

  • A good credit record
  • A regular monthly income of at least R5 000
  • Your last 3 months’ payslips or bank statements
  • A clear copy of your ID document
  • Details of your bank account into which your salary is paid
  • A recent document confirming your residential address

In case the worst happens, and you can’t make payments due to disability, death or certain dread diseases, we include a Personal Protection Plan that pays off any outstanding balance on your loan. And if you’re retrenched or temporarily disabled, you’re also covered for a limited period. If you have another plan, you can of course use that, as long as the cover is the same.

Note that all loans are subject to the National Credit Act of 2005. All applications are considered and subject to credit approval by Direct Axis, an authorised Financial Services Provider.

Easy application, safe and secure.

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By submitting this application, I confirm that I understand and accept the terms and conditions*

Whether you’re planning home renovations or want to safeguard your children’s education, a CallDirect Personal Loan is yours to invest in whatever you choose.

You’ll enjoy flexible repayment terms plus fixed interest rates to ensure there are no surprises. A CallDirect Loan gives you:

  • Amounts from R2 000 to R50 000 (increments of R1 000)
  • Flexible repayment terms from 7 to 60 months
  • A direct deposit into your bank account on approval
  • Independence - the loan is unsecured and no collateral is required
  • Peace of mind - repayments are fixed for the full term of the loan

What you'll need to apply?

  • A clear credit reference
  • A regular monthly income of at least R3 000 (proof of income will be required)
  • Your ID number
  • You bank account details into which your salary is paid

In case the worst happens, and you can’t make payments due to disability, death or certain dread diseases, we include a Personal Protection Plan that pays off any outstanding balance on your loan. And if you’re retrenched or temporarily disabled, you’re also covered for a limited period. If you have another plan, you can of course use that, as long as the cover is the same.

Note that all loans are subject to the National Credit Act of 2005. All applications are considered and subject to credit approval by Direct Axis, an authorised Financial Services Provider.

Loan repayment terms range from 7 to 60 months. The maximum interest rate with regards to a Call Direct Personal Loan is 27.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 27.75% per annum would be: Loan amount R30 000.00 plus a once-off initiation fee of R1 197.00 and a monthly admin fee of R68.40, over 60 months. The total cost of the loan will be R62 103.00 which is an Annual Percentage Rate (APR) of 33.45%.
*Click here to view our terms and conditions