Apply for a Loan
You may be eligible for a personal loan of up to R50 000. Complete this short form, click to submit and you’ll find out straight away whether you qualify! ...More info
Whether you’re planning home renovations or want to safeguard your children’s education, a CallDirect Personal Loan is yours to invest in whatever you choose.
You’ll enjoy flexible repayment terms plus fixed interest rates to ensure there are no surprises. A CallDirect Loan gives you:
- Amounts from R2 000 to R50 000 (increments of R1 000)
- Flexible repayment terms from 7 to 60 months
- A direct deposit into your bank account on approval
- Independence - the loan is unsecured and no collateral is required
- Peace of mind - repayments are fixed for the full term of the loan
What will you need to apply for a loan?
- A good credit record
- A regular monthly income of at least R5 000
- Details of your bank account into which your salary is paid
What documents do you need when you apply for a loan?
- A clear copy of your ID document
- A recent document confirming your residential address
- Up to 3 months’ recent bank-generated PDF statements or payslips as proof of income
We’ve made applying for personal loans online quick and streamlined. It is also easy for you to upload any documents via our online application.
In case the worst happens, and you can’t make payments due to disability, death or certain dread diseases, we include a Personal Protection Plan that pays off any outstanding balance on your loan. And if you’re retrenched or temporarily disabled, you’re also covered for a limited period. If you have another plan, you can of course use that, as long as the cover is the same.
Note that all loans are subject to the National Credit Act of 2005. All applications are considered and subject to credit approval by Direct Axis, an authorised Financial Services Provider.